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Less Stress


  • Get No Interest if paid in full in 6 months on purchases of $99 or more when you check out with PayPal Credit.
  • Interest will be charged to your account from the purchase date if the balance is not paid in full within the promotional period. Minimum monthly payments required.
  • Subject to credit approval. 


  • You can use your existing RC Willey credit account at all Bingham Cyclery locations. If you do not have an account, please visit your nearest RC Willey location and apply for one or fill out the application here and bring a printed copy of your confirmation information with you.
  • Bingham Cyclery can offer up to Six Months “No Interest” as per RC Willey.
  • Must verify two forms of customer identification with all RC Willey transactions (i.e., you must be the account holder to use this financing at Bingham Cyclery).
  • RC Willey can be used to pay-off a layaway or special order but cannot be used for initial deposit, the product must leave the store as RC Willey credit is used.
  • Minimum amount for Six Month No interest is $300 as per RC Willey. Minimum amount for financing is $100 as per Bingham Cyclery.
  • Please click here to look further into the benefits of this RC Willey financing opportunity. 


We do offer a short-term layaway option for customers as well. 

  • 20% down ($100 minimum)
  • Must be paid in full within 90 days.
  • Receipts without payment in 6 months forfeit down payment.
  • 10% of totals sales on cancelled layaways (excluding tax)